Carry DRT recovery through to execution

Track each original application from dues calculation, limitation and bench choice through summons, defence deadlines, hearings, final order and recovery certificate. Legal can press for early decisions, insist on pre-deposit in borrower appeals and pursue attachment and sale before the Recovery Officer.

Starts when

Decision to sue in DRT for a debt of ₹20 lakh or more, alone or alongside SARFAESI

People in the process

LLegalProcess Owner
AAccountsParticipating Team

The process is a starting point. The standards are yours.

Configure for the bank or lender’s category, permissions and applicable RBI directions. Outsourcing, customer conduct, recovery and reporting controls use the institution’s approved interpretation and delegated authority.

Keep the work connected.

Legal

Clear property title before lending against it

Compare original title deeds with the panel advocate's search report, encumbrance records and the security-interest and charge registers, and re-verify large-loan deeds by periodic legal audit. Legal can clear sanction and disbursement only on clean title and catch forged or already-charged property.

Legal

Keep cheque-bounce cases inside every filing deadline

Diarise each dishonoured cheque or NACH mandate from return memo through demand notice, proof of delivery, payment window and complaint filing. Legal can prosecute high retail volumes without losing the remedy to a missed date, and reconcile settlements with the loan account.

Legal Recoveries

Choose SARFAESI, DRT or IBC from one enforcement file

When a loan defaults, bring the loan history, executed documents, security, certified statement of account, valuations and disputes into one account file. Legal Recoveries can confirm enforceability and limitation, and the recovery committee can choose the route before any notice issues.

CCRR

Explore all Banking & lending processes.

Order for the work. Room for the people.