Freeze sanctioned persons' accounts without delay

Load each UN and government designated list on issue, then screen customers, beneficial owners and cross-border payments against it and review every alert. The sanctions cell and Principal Officer can block, report and freeze confirmed matches immediately, avoiding criminal and regulatory exposure.

Starts when

Daily list refresh, and any list change notified by MEA, MHA, RBI or FIU-IND
New customer onboarding or cross-border wire transfer
Screening hit on a customer, beneficial owner or counterparty

People in the process

AAML Sanctions CellProcess Owner
PPrincipal OfficerParticipating Team
BBranch OperationsParticipating Team
CComplianceParticipating Team

The process is a starting point. The standards are yours.

Configure for the bank or lender’s category, permissions and applicable RBI directions. Outsourcing, customer conduct, recovery and reporting controls use the institution’s approved interpretation and delegated authority.

Keep the work connected.

Legal Recoveries

Choose SARFAESI, DRT or IBC from one enforcement file

When a loan defaults, bring the loan history, executed documents, security, certified statement of account, valuations and disputes into one account file. Legal Recoveries can confirm enforceability and limitation, and the recovery committee can choose the route before any notice issues.

CCRR

Legal Disputes

Defend borrower lawsuits from one approved fact record

When a borrower sues or escalates, reconcile signed terms, account statements, complaint history, notices and staff accounts into one approved fact record. Legal Disputes can track every filing deadline and counsel can plead consistent positions across consumer, civil and DRT forums.

OCE

Recoveries

Release security only after the settlement is fully paid

Track each one-time settlement instalment against the sanctioned amount, schedule and conditions before closing the loan account. Recoveries can withdraw pending cases, release security, return original documents and issue the no-dues certificate only once every term is met.

FLC

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Order for the work. Room for the people.