Rilin for Fintech Businesses

Rilin tracks the regulatory, settlement, and data obligations across your agreements.

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Partner-Bank-Agreement.docx

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Alerted 2 days aheadSettle monthly revenue share with the bankBy the 5th · Clause 3.4

PMPriya M.Finance Lead

How Rilin works for a fintech business

Every regulatory commitment carries a clock

Breach-notification windows, audit and reporting commitments, uptime and settlement SLAs land as assigned work with dates, each traceable to the clause behind it.

Contractual commitments

Next window closes in 5h

Commitment

Due

Owner

Status

Settle monthly revenue share with the bank

07 AugPMPriya M.

Due

Notify the bank of a material payment outage

08 AugNSNeha S.

Due

Process compensation for failed transactions

12 AugRTRavi T.

Upcoming

Provide records and access for bank audit

15 AugAKArjun K.

Upcoming

Submit quarterly revenue statement to the bank

04 AugMJMeera J.

Done

Read what the bank and the processor put in front of you

Rilin reviews sponsor-bank, co-lending and payment-processor agreements, and surfaces the liability allocation, indemnities and audit rights inside them.

Sponsor-Bank-Agreement-v3.docx

8.1Limitation of LiabilityCritical

9.2IndemnificationCritical

14.3Audit RightsCaution

8.1Limitation of Liability

Critical exposure

Liability for settlement failure sits entirely with the platform partner, with no cap on what can be recovered from you.

Without a contractual ceiling, one disputed settlement cycle could run well past the commercial value of the agreement — a material financial and operational risk.

Settlement and revenue share as live numbers

Revenue-share splits, settlement cycles, service credits and volume thresholds are extracted as fields and held against the systems the business already runs on.

Settlement and revenue share

Q2 FY26Live

Settled this quarter₹412 CrAgainst ₹450 Cr committed

Revenue share due₹5.9 CrPayable to the partner bank

Service credits owed₹18.4 LFrom 2 late settlement runs

Issue customer and vendor terms on cleared language

Customer terms, API vendor agreements and data processing agreements go out from templates legal has approved, so a new integration or merchant is on paper without a review cycle each time.

Data processing addendumTemplate

API vendor agreementTemplate

Customer termsTemplate

Cleared by legal

A new customer signing upTemplateCustomer terms

A new software vendorTemplateAPI vendor agreement

A partner handling customer dataTemplateData processing addendum

Sign and stamp in one place

Execution happens where the document was drafted, and the executed copy files itself with the full record behind it.

Master Services AgreementExecuted

Priya MenonDisclosing party

R. SharmaReceiving party

e-Stamp certificateCompliant

Stamp duty₹500

Certificate no.IN-MH28394756

Issued12 Mar 2026

JurisdictionMaharashtra

Signed contractmsa-acme-signed.pdf

Stored together as one record

e-Stamp certificatemsa-acme-estamp.pdf

Regulator-ready without assembling it

Every obligation, approval and clause reference is already on record, and counsel can be engaged from inside the platform with the matter history in front of them.

Matter recordReady to produce

Obligations34, each to its clause

Approvals12, with approver

Clause references61 linked

Executed copies8 signed and stamped

Audit trailUnbroken since 2024

Adv. Ajit BelliappaSpecialist CounselPayments and fintech

MatterSettlement liability allocation

ContractSBA-2026-014

Full matter history attachedConsult Counsel

The contracts you hold and the obligations inside them.

Partnership and co-lending or sponsor-bank agreements

BIN and payment-processor agreements

API and infrastructure vendor agreements

Data processing agreements

Customer terms

Regulatory compliance baked into contracts

Data-protection and breach-notification timelines

Uptime and settlement SLAs

Revenue-share and settlement obligations

Audit and reporting commitments

Partnership and co-lending or sponsor-bank agreements

BIN and payment-processor agreements

API and infrastructure vendor agreements

Data processing agreements

Customer terms

Regulatory compliance baked into contracts

Data-protection and breach-notification timelines

Uptime and settlement SLAs

Revenue-share and settlement obligations

Audit and reporting commitments

Built for the most sensitive documents you hold.

Rilin handles signed contracts with the controls enterprise security, finance and legal teams require.

End-to-end encryption

Your contracts are encrypted in transit and at rest.

Role-based access

Every action scoped to a person and logged. Least-privilege by default.

Data residency

Hosted in India or the region your policy requires.

Full audit trail

Every read, edit and escalation recorded, and exportable on demand.

Signing trail

Who signed, approved and amended each contract, with timestamps.

Tenant isolation

Your data is never co-mingled with another organisation's.

Your contracts are never used to train models.

Tenant-Isolated · No Model Training · Your Data Stays Yours

Frequently asked questions

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What is Rilin?

Rilin is a contractual liability control platform. It turns signed contracts into operational objects that can be owned, tracked, and executed.

What happens after a contract is signed?

Rilin turns it into a Transaction. Every obligation is extracted, assigned to an owner, given a deadline, and tracked. Each action maps back to the clause it satisfies.

What does Rilin track?

Obligations, deadlines, ownership, and execution status across every material contract. Continuously.

Who uses Rilin?

Any enterprise with regular contractual transactions. Leadership, finance, and legal teams use Rilin to track obligations, assign ownership, and surface risk across their contract stack.

Does Rilin replace outside counsel?

No. Rilin does not replace counsel. If needed, empanelled specialist counsel can be engaged through the platform with full contract context already loaded.

Does Rilin replace our CLM?

No. A CLM manages the contract lifecycle. Rilin manages what the contract requires after it is signed. They solve different problems.

The contracts are already signed.

Do you know what they say?

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